4 POINT INSPECTION

4 Point inspections are required by most home insurance companies before they will insure a home that is 40 years old or older. However, some companies do not require 4-point inspections until the home is 50 years old.

The 4 point inspection covers the HVAC, Roof, Plumbing and Electrical systems.

These systems are inspected to ensure they are in safe, well maintained working order, and do not pose a high claim risk for the insurance company. If the systems covered in the 4 point inspection are in good condition, then the process is simple, and the report is all that is required to obtain a reasonably priced insurance policy. When the 4 point inspection reveals a deferred maintenance issues or safety hazards, the home owner may be required to correct some or all of the issues in order to obtain insurance.

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Schedule a 4 point Inspection Today.


Call: 321-723-7322

 

Common 4 Point Inspection Problems

  • HVAC systems that are not working properly due to deferred maintenance.
  • Fused electrical panels that should be updated to breaker panels.
  • Aluminum wiring that should be updated to copper wire.
  • Electrical panels that are missing knockouts, and are considered a safety hazard.
  • Exposed or unsafe electrical wiring.
  • Over amped electrical systems caused by to many additions to an out dated electrical system
  • Roofs that are damaged, leaking, or need to be replaced due to normal wear.
  • Plumbing leaks due to lack of proper maintenance.